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In your 30s? Take care of these estate-planning steps

You aren't young anymore, but you still feel that you have a lot of life left to live. Despite that, you know that you're not immortal, and you know that you should be taking steps to protect the assets in your possession.

Now that you're in your 30s, it's a good time to start protecting your assets. You may have children, a home, a retirement account or other factors to consider in an estate plan. In your 30s, you should specifically make sure to set up your will and/or trusts.

A will is a good idea because it lets you determine who can inherit your assets upon death. It also helps you assign a guardian for your children if your spouse also passes away.

A trust may also be smart because there are so many kinds. You may be able to put together a pet trust, special needs trust, revocable or irrevocable trust to protect your interests, depending on your specific needs at this time in your life.

Getting started with estate planning now is a good idea. You'll have many more years to build on what you do now. With the basics in place, you'll be more confident that you're protected, but you'll also know that you can always make changes as needed in the future.

Though you are young, there is no guarantee that you're going to survive to grow older. Taking care of your estate plan is one essential that will make sure your loved ones are cared for and that your wishes are known if the worst comes to pass.

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