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Lying to oneself in order to postpone estate planning

Georgia residents are good at procrastinating when it comes to estate planning. After all, planning for one's death isn't the most pleasant thing to do. Some people dread it so much that they tell themselves lies in order to postpone the process. For instance, someone might convince him or herself that planning for his or her death will cause it to happen. Although everyone will die at some point, it isn't necessarily because they executed a will.

Another lie people often tell themselves is that a will isn't necessary because they don't have much money. However, they may be overlooking valuable assets, such as a home or other property. A will ensures that all assets, even modest ones, are passed on to the proper heirs. A will can also be used for nonmonetary purposes, such as stating a person's desire to be buried or cremated. Other useful purposes include the ability to name a guardian for a minor child.

Even when estate owners have a plan, they may lie to themselves about the need to keep it updated. They may not realize that certain provisions in their estate plan are no longer valid because tax laws have changed or that the named executor is no longer able to carry out the duties of that position due to ill health or other circumstances.

Some individuals believe that they have completed the estate planning process after executing a will. However, a will does not control the distribution of certain assets wherein beneficiaries are named, such as life insurance and retirement plans. In order to ensure that all assets go to the proper heirs, most estate owners will find it beneficial to enlist the services of a law firm with experience in family law and estate planning.

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